Privacy Policy

What Information We Collect

When you visit Loans BC or submit an inquiry through our referral service, we may collect the following types of information:

• Personal identification: Name, email address, phone number, and mailing address.
• Financial information: Employment status, income range, and credit situation (which you provide voluntarily to help match you with appropriate lenders).
• Technical data: IP address, browser type, pages visited, time spent on our site, and referring website (collected automatically via standard web analytics).
• Cookies and tracking: We use cookies to improve your experience and understand how visitors use our site.

How We Use Your Information

Loans BC uses the information you provide for the following purposes:

• To connect you with licensed lenders across Canada who may offer fast e-transfer payday loans suited to your situation.
• To respond to your inquiries and provide customer support.
• To improve our website, referral matching process, and user experience.
• To comply with applicable Canadian privacy and lending regulations.
• To send you service-related updates (you may opt out of marketing communications at any time).

We do not sell your personal information to third parties for marketing purposes. We share your information only with licensed lenders in our network who have agreed to our privacy standards, and only with your explicit consent to be contacted about loan options.

Sharing Your Information

As a referral service, Loans BC shares your information with participating lenders to facilitate loan matching. These lenders are licensed financial institutions operating under Canadian provincial and federal regulations. Each lender has their own privacy practices; we encourage you to review their privacy policies before proceeding.

We may also disclose information when required by law, court order, or regulatory authority, or to protect the security and integrity of our service.

Data Security

Loans BC implements industry-standard security measures, including encryption, secure servers, and restricted access controls, to protect your personal information from unauthorized access, alteration, or disclosure. However, no online transmission is completely secure; you use our service at your own risk. We encourage you to use strong passwords and protect your login credentials.

Your Privacy Rights

Under Canadian privacy law, you have the right to:

• Access your personal information held by Loans BC.
• Request correction of inaccurate or incomplete information.
• Withdraw consent to contact you about loan offers.
• Request deletion of your information (subject to legal retention requirements).
• Opt out of non-essential cookies and analytics tracking.

To exercise any of these rights, please contact us using the information provided at the end of this policy.

Cookies and Analytics

Loans BC uses cookies and web analytics tools to track visitor behavior, measure site performance, and personalize your experience. You can control cookie settings through your browser preferences. Disabling cookies may affect some features of our site. We do not use cookies to track you across unrelated third-party websites.

Children's Privacy

Loans BC is not intended for individuals under 18 years of age. We do not knowingly collect personal information from minors. If we become aware that we have collected information from a child, we will delete it promptly.

Third-Party Links

Our website may contain links to third-party websites, including lender sites and financial service providers. Loans BC is not responsible for the privacy practices of external sites. We encourage you to review the privacy policies of any third-party website before providing personal information.

Changes to This Privacy Policy

Loans BC may update this Privacy Policy from time to time to reflect changes in our practices, technology, or applicable law. We will notify you of material changes by posting the updated policy on our website and updating the "last revised" date below. Your continued use of our service constitutes acceptance of the updated policy.

Contact Us

If you have questions about this Privacy Policy, wish to access your information, or want to file a privacy complaint, please contact us:

Loans BC
Email: [email protected]
Privacy Officer: Peter Parker

If you are not satisfied with our response, you may file a complaint with the Office of the Privacy Commissioner of Canada at priv.gc.ca.

Related Policies

For more information about how we operate, please review our Terms of Service and Affiliate Disclosure.